When you’re involved in a car accident, it can be quite alarming. You may feel anxious or worried, or you might have injuries that require immediate treatment. However, knowing what to do during a collision can help you handle the situation calmly and efficiently. Here are five things to do when an accident happens:
1. Receive Medical Care
The most important thing to do when a collision occurs is to seek medical care quickly. Visit the hospital if you are hurt, and see your family doctor regularly if you have any symptoms following the incident. Having a diagnosis from a medical professional will also help you value your claim and ensure fair compensation for your injuries.
2. Gather Documentation
Documenting the collision accurately is important when filing a claim or personal injury lawsuit. Write down names, addresses, and all phone numbers of all parties involved, including drivers, witnesses, police officers, and emergency technicians. If possible, gather detailed information about the road conditions and the accident scene. You can also take a few photos of the damage if a camera is available.
3. Report the Incident
Every accident that occurs in British Columbia must be reported to the ICBC – even when it is not the insurer for the vehicles involved. If ICBC isn’t notified properly, there may be financial consequences that limit victims’ rights to recovery. Report your collision to ICBC as soon as possible by calling their dial-a-claim hotline or submitting an online form.
4. Repair Your Vehicle
If your insurance policy includes collision coverage, or if the other driver is found at fault, it’s likely that your repair costs will be covered. The first step in repairing your vehicle is to contact an ICBC estimator, who will examine your vehicle and determine how it will cost to fix. After the estimate is complete, you can bring your vehicle to a shop for repairs. Keep in mind that if the estimated cost of repairs exceeds the value of the vehicle, the vehicle will be written off. In this case, you’ll receive funds that cover the value of the vehicle rather than repairs.
5. Seek Legal Counsel Quickly
Knowing your rights is essential when a car accident occurs. There are usually multiple time limits that must be followed if you wish to receive the most compensation possible. Take advantage of a free legal consultation in British Columbia, where an experienced lawyer will examine your case and help you understand your rights. Having a personal injury lawyer on your side will ensure you are treated fairly.
If you’ve been involved in an accident, you may be entitled to compensation. Contact the team at Dick Byl Law to schedule a free consultation.